Knowing how to manage your finances is important, we can’t stress that enough, especially if you use store cards such as the Target RedCard. IT doesn’t matter the type of card you’re using, whether it’s a Target Debit Card, Credit Card, or MasterCard, what is important is keeping track of your balance.
The Target app also allows you to easily track your spending, see your transaction history, and know your remaining credit.
In this guide, we clear up any confusion by walking you step-by-step through checking your RedCard balance via the Target app, as well as sharing tips on troubleshooting for any issues you may run into. Be sure to stay with us to get all you can out of your Target RedCard!
What is a Target RedCard
A Target RedCard is a sort of special card that Target offer to it’s customer. So what it does is that it helps customer to save money and also get extra perks when they shop. Target have three types of RedCards, and they are: Target Debit Card, Target Credit Card, and Target Mastercard.
The Target Debit Card is linked to your bank account, functioning just like a standard debit card. The Target Credit Card is a type of store credit card that can only be used at Target. The Target Mastercard can be used anywhere Mastercard is accepted, not just at Target.
With any RedCard, you receive 5 percent off purchases, free two-day shipping on any eligible items and 30 additional days to return items. You also receive exclusive deals and early access to promotions. Plus there are no annual fees, so it’s a good option for frequent Target shoppers.
Why Should You Use the Target App to Check Your RedCard Balance?
The best way to check your RedCard balance is through the Target app. It’s quick, easy and always right in your pocket. You know how much you have left and how much has been deposited at a click—no more guessing or waiting for a paper statement.
The app also displays your transaction history, so you can monitor what you’ve spent and catch any odd charges immediately. You can also view the due dates for your payments and create alerts so you won’t miss a payment.
Plus, the app updates your balance in real time, so you always know exactly where you stand. Credit cards reward you for your payments, help you manage your money better and avoid spending more than you have.
The overall experience of managing your RedCard quickly and conveniently using the Target app!
Different Types of Target RedCards You Can Use
Target have different types of RedCards, and we’ll be listing and explaining them below:
1. Target Debit Card: For this, the card is linked directly to your bank account, it works just like the regular debit card. Customer can use it to make purchases and the money comes straight from your checking account.
2. Target Credit Card: This is a store credit card usable exclusively at or on Target. com. You receive a bill later to pay down your balance, similar to any other credit card.
3. Target Mastercard: This card can be used anywhere Mastercard is accepted, not just at Target. It’s a standard credit card, but it still offers Target’s perks when you shop there.
All three RedCards offer 5% off your purchases, free shipping within two days, and an additional 30-day period to return items. And there are no annual fees to pay!